Education Calculator

Plan your child’s education with ease using our education calculator. Get a quick estimate of costs, explore funding options, and make confident decisions for their future.


Mapping Your Child's Education


Education cost for medical programs
Overseas study with twinning or transfer program


Hello World's education starts today.
To prepare for Hello World's university education in ,
you'll need to save RM 100,000 over the next years.
Please select your preferred tuition fee range :


To prepare for Hello World's secondary education in Malaysia,
you'll need to save RM 100,000 over the next years.

Your current education savings for

Asset set for 's education

Estimated value of property you plan to sell for education funding
Based on your savings and projected growth,
you will have a of
Your education goal

Projected value of assets


You would have a of


General Disclaimer

The Zurich’s Education Goal Calculator does not assess your financial circumstances, investment goals, or specific needs when generating its results. It is important to note that you should not solely depend on the Education Goal Calculator or the product recommendations Zurich provide when making investment or financial decisions. Every recommendation must be thoroughly evaluated to ensure it aligns with your financial situation, personal needs, and investment objectives.
The products recommended under the Education Goal Calculator is for illustration only and should not be interpreted as the final professional financial advice or a comprehensive financial plan. Please consult Zurich’s Wealth Planner for a personalized advice and a detailed financial plan tailored to your specific needs.
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1. Disclaimer
The Zurich’s Education Calculator offers a projected estimate of future education expenses, based on the data you’ve entered. It does not factor in your individual financial goals, current financial status, or specific needs. The figures generated are meant to be illustrative only and should not be considered as financial advice or a recommendation by Zurich. Actual education costs may differ depending on changes in the economic environment. The assumptions used in this calculator may be updated at any time without notice. This tool does not evaluate your financial circumstances or investment strategy and is not intended to provide tailored financial planning guidance. The entry age to University for Malaysia typically starts at age 18.
2. Tuition Fees
The estimated tuition fees are derived from the average first-year costs of general and medical degree programs, based on publicly available data from select universities in each country:
  • Malaysia: Taylor’s University, Sunway University, HELP University, Monash University, and IMU
  • Australia: University of Melbourne, University of Sydney, University of Queensland, Monash University
  • Canada: University of Toronto, McGill University, University of Alberta
  • New Zealand: University of Auckland, University of Otago, University of Waikato
  • Singapore: National University of Singapore, Nanyang Technological University, Singapore University of Technology and Design
  • United Kingdom: University of Oxford, University of Manchester, Imperial College London
  • United States: Stanford University, Yale University, Harvard College
3. Estimated Living Expenses Abroad
The annual cost of living for international students is estimated using data sourced directly from the official websites of the respective universities.
4. Inflation Rates for Education and Living Costs
Inflation projections for tuition and living expenses are based on the average Consumer Price Index (CPI) for education and overall cost of living over a five-year period, as reported by each country's statistical authority:
  • Malaysia: Department of Statistics Malaysia, overall CPI (December 2024)
  • Australia: Australian Bureau of Statistics, CPI (December 2024)
  • Canada: tatistics Canada, CPI for All Items (February 2025)
  • New Zealand: Statistics New Zealand, CPI for All Items (December 2024)
  • Singapore: Department Statistic of Singapore, CPI for All Items (December 2024)
  • United Kingdom: U.S. Bureau of Labor Statistics, CPI (March 2025)
  • United States: Office for National Statistics data CPI (February 2025)
5. Currency Exchange Rates
Foreign exchange rates are calculated using the average exchange rates from January 2020 to February 2025, published by Bank Negara Malaysia.
6. Total Estimated University Fund Required
The projected amount needed by the time your child begins university is determined by adjusting future tuition fees and living expenses for inflation over the relevant period.
Disclaimer
The average total tuition fees are based on the rate stated in their website and are based on:
  1. Below RM200,000
    • Sri Bestari International School
    • Beacon Sri Inai International School
    • Sayfol International School
  2. RM200,000 - RM400,000
    • Taylor’s International School
    • Rafflesia International School
  3. Above RM400,000
    • The International School of Kuala Lumpur
    • Alice Smith School
    • Garden International School
    • The British International School Kuala Lumpur
    • IGB International School
Tuition fee from each school is based on year 2025 tuition fee published on their website