Paying off your mortgage RM4,500 We presume you'd want to pay off your mortgage especially if you have a family so that your property does not have to be sold off to pay off the mortgage. You won't have to worry about this if you have a mortgage reducing term assurance/takaful (MRTA/MRTT).
Paying off your car loan RM4,500 We presume you'd want to pay off your car loan so that your family can continue using it.
Paying off other debts RM4,500 We have added the other debts that you have listed so they can be paid off as well. You can change this if you want to.
(not in use or debt gap)Providing Tertiary Education for Your Children RM4,500 We have assumed the cost of tuition fees for an undergraduate degree at a private tertiary institution is up to RM600,00 per student. We have only applied this to each child under 21 years. For older children, we have assumed provisions have already been made to pay the tuition fees. You can change this to suit your circumstances, for example to include living costs or deduct tuition fees if you live outside of Kuala Lumpur and your child goes to a local university.