Description
Balanced Diversified.

Fund Objective
Balanced mix of income returns, as well as capital growth over the medium to long term.

Investor Profile
1) Interested in balanced growth.

2) Willing to accept moderate volatility in return for potential capital growth over the medium to long term.

Investments of the Fund
Diversified portfolio of Malaysian equities, fixed income securities, cash and short term securities.

Asset Allocation
The asset allocation ranges may be changed from time to time in response to investment market conditions & economic influences.

Description
Aggressive Diversified.

Fund Objective
Capital growth over the medium to long term.

Risk Barometer
Moderately High.

Investor Profile
1) Interested in large market capitalized blue-chip companies.

2) Willing to accept higher volatility in return for potential capital growth over the medium to long term.

Investments of the Fund
1) Predominantly Malaysian equities and equity-related securities.
2) Some fixed interest securities, cash and short term securities.

Asset Allocation
The asset allocation ranges may be changed from time to time in response to investment market conditions & economic influences.

Description
Aggressive Diversified.

Fund Objective
Capital growth over the medium to long-term through a diversified portfolio of Syariah-approved stocks.

Risk Barometer
High.

Investor Profile
1) Interested in capital appreciation.

2) Prepared to face higher risks volatility in return for potential capital growth over the medium to long term.

Investments of the Fund
Invests predominantly in Malaysian Syariah-approved stocks, Islamic fixed income securities, cash and short-term Islamic money market instruments.

Asset Allocation
The asset allocation ranges may be changed from time to time in response to investment market conditions & economic influences.

Description
Balanced Diversified

Fund Objective
Balanced mix of equity and fixed income returns over the medium to long term, through investments in a diversified portfolio of Syariah-approved stocks (as listed by the Syariah Advisory Council of the Securities Commission) and Islamic fixed income securities.

Risk Barometer
Moderate to high.

Investor Profile
1) Interested in balanced portfolio of Syariah-approved stocks and Islamic fixed income securities.

2) Willing to accept a moderate to high level of investment risk.

Investments of the Fund
Invests predominantly in Malaysian Syariah-approved stocks, Islamic fixed income securities, cash and short-term Islamic money market instruments.

Asset Allocation
The asset allocation range may be changed from time to time in response to investment market conditions & economic influences.

Description
Conservative Diversified.

Fund Objective
Mid-level income with some potential for capital growth to counter the effects of inflation on both income and capital over the medium to long-term.

Risk Barometer
Low to moderate.

Investor Profile
1) Primarily concerned with receiving income receipts with slight capital growth potential.

2) Prepared to face a little risk.

Investments of the Fund
Islamic debt securities, non-interest bearing cash and short term Islamic securities.
Malaysian equities complying with Syariah principles.

Asset Allocation
The asset allocation ranges may be changed from time to time in response to investment market conditions & economic influences.

Description
Aggressive Diversified.

Fund Objective
Capital growth over the medium to long term, through a diversified, growth-oriented portfolio.

Risk Barometer
High.

Investor Profile
1) Interested in capital appreciation.

2) Prepared to face higher volatility in return for potential capital growth over the medium to long-term.

Investments of the Fund
Predominantly Malaysian equities and equity-related securities.
Some fixed income securities, cash and short term securities.

Asset Allocation
The asset allocation ranges may be changed from time to time in response to investment market conditions & economic influences.

Description
Conservative Diversified.

Fund Objective
Moderate level of income with some potential for capital growth over the medium to long term.

Risk Barometer
Low to moderate.

Investor Profile
1) Primarily concerned with receiving income with some capital growth potential.

2) Willing to accept some volatility.

Investments of the Fund
Primarily in fixed income securities, cash and short term securities.
Some income yielding Malaysian equities.

Asset Allocation
The asset allocation ranges may be changed from time to time in response to investment market conditions & economic influences.

Description
Aggressive Diversified.

Fund Objective
Capital growth over short to medium term.

Risk Barometer
Very High.

Investor Profile

1. Interested in market timing.
2. Willing to accept very high levels of volatility in return for potential capital growth over the short to medium term.

Investments of the Fund
Predominantly Malaysian equities and equity-related securities.

Asset Allocation
The asset allocation ranges may be changed from time to time in response to investment market conditions & economic influences.

Description
Aggressive Diversified.

Fund Objective
Capital growth over the medium to long term through investments in equity and equity-related securities (China equities) of companies.

Risk Barometer
High.

Investor Profile

1. Looking for capital appreciation & to gain exposure to the growth of the China economy and the equities of China-related companies.
2. Willing to accept high level of investment risk.
3. Have a medium to long term investment horizon.

Investments of the Fund
The Fund will invest its assets in the Schroder International Selection Fund (ISF) – China Opportunities for exposure to China equities.

Description
Aggressive Diversified.

Fund Objective
To provide long term capital growth primarily through investment in equity and equity-related securities of large or mid-sized companies listed in Europe.

Risk Barometer
High.

Investor Profile

1. Looking to participate in the growth of large or mid-sized companies listed in Europe.
2. Looking for capital appreciation rather than steady income stream.
3. Willing to accept a high level of investment risk.
4. Have a medium to long term (typically 3 to 5 years) investment horizon.

Investments of the Fund
The Fund will invest its assets in the Schroder International Selection Fund (ISF) – European Opportunities for exposure to European equities.

Description
Aggressive Diversified.

Fund Objective
Capital growth over the medium to long term through investment in equity and equity-related securities of companies worldwide whose financial characteristics shows a high quality attributes.

Risk Barometer
High.

Investor Profile

1. Looking for capital appreciation & to gain exposure to the growth of the high quality global companies.
2. Willing to accept high level of investment risk.
3. Have a medium to long term investment horizon.

Investments of the Fund
The Fund will invest its assets in the Schroder International Selection Fund (ISF) – QEP Global Quality for exposure to global equities.

Asset Allocation
-

Description
Aggressive Diversified.

Fund Objective
To provide long-term capital growth primarily through investment in equity and equity-related securities of health care companies based in the United States and other countries.

Risk Barometer
High.

Investor Profile

1. Looking to participate in companies principally engaged in the development, production, or distribution of products and services related to the health care industry based in the United States and other countries.
2. Looking for capital appreciation rather than steady income stream.
3. Willing to accept a high level of investment risk.
4. Have a medium to long term (typically 3 to 5 years) investment horizon.

Investments of the Fund
The Fund will invest its assets in the Vanguard Health Care Fund for exposure to companies principally engaged in the development, production, or distribution of products and services related to the health care industry based in the United States and other countries. The Fund also considers companies engaged in medical, diagnostic, biochemical, and other research and development activities.

Asset Allocation
-

Description
Aggressive Diversified.

Fund Objective
Capital growth over the medium to long term through investment in equity and equity-related securities of Indian companies.

Risk Barometer
High.

Investor Profile

1. Looking for capital appreciation & to gain exposure to the growth of the Indian economy and the Indian stock.
2. Willing to accept high level of investment risk.
3. Have a medium to long term investment horizon.

Investments of the Fund
The Fund will invest its assets in the Schroder International Selection Fund (ISF) – Indian Equity for exposure to Indian equities.

Asset Allocation
-

Description
Passive Diversified.

Fund Objective
To provide long-term capital growth primarily through investment in an Exchange Traded Fund (ETF) which track the investment results of the S&P Total Market Index (TMI).

Risk Barometer
Moderately High.

Investor Profile

1. Looking to have exposure to a broad range of U.S. companies via an ETF.
2. Looking for capital appreciation rather than steady income stream.
3. Willing to accept a high level of investment risk.
4. Have a medium to long term (typically 3 to 5 years) investment horizon.

Investments of the Fund
The Fund will invest its assets in the iShares Core S&P Total U.S. Stock Market ETF for exposure to a broad range of U.S. companies throughout a variety of industries.

Asset Allocation
-